What Is Flex Buy Financing? How does it work?

Ford's Flex Buy program is all about "flexibility." Now you can get the Ford vehicle of your dreams at payments you can afford. Flex Buy is different from traditional leasing or fixed auto loans. With Flex Buy you get lower monthly payments up front with no refinancing or balloon payments.

Choose a full term or either 66 or 75 months with a payment reduction of either 15 percent or 18 percent for the first 36 months! As your vehicle equity improves you may finish out the loan term at the normal payment amount or trade your Ford for a different vehicle.

Why use Flex Buy Financing?

With Ford Flex Buy Financing, your initial payments are lower, in fact, they are similar to what you would get with leasing a car, truck, or SUV. But unlike leasing, there are no mileage limits and no negative equity to deal with.

Your interest rate is fixed for the entire loan term so you'll known what your payments will be after the first 36 months. Plus, you can pay off, trade, or sell your Flex Buy Financed vehicle just like any normal auto loan.

Ford Flex Buy is best for first time buyers, recent college grads, or anyone who needs a more affordable monthly payment at the beginning of their new car loan.

Advantages

The Ford Flex Buy program gives you lower loan payments for the first three years of your loan. The lower your rate up front, the more you'll pay on the back end of the loan. The program can be stacked with bonus customer cash, open bonus cash, or Ford Credit Retail Bonus Cash. Qualifying customers get lower APR rates with Ford's 60- and 72-month loans and the Flex Buy Program is available on all new Ford vehicles.

Financing that Fits your Budget

Get lower payments for the first three years of your auto loan with two payment discount choices. Flex Buy Financing is offered with 66- or 75-month terms. Benefits include lower payments up front, no mileage restrictions, the freedom to customize your vehicle, and you'll build equity with each payment.*